A Truly Frugal Person…

I was reading over at Megan's A Dollar A Day blog the other day, and she asked the question, “How frugal is too frugal?” Good question. She's right, everyone has their limits, and we certainly have different ideas about what we should be frugal on. Megan mentioned dumpster diving – which we have done in the past, when we lived in the mobile home park. The things we would find in the garbage that were perfectly good. One time we… Read the rest

I’ve Got to Replace That Couch

Dorian over at The Personal Financier got me thinking with his recent post about the time and money and effort that goes into creating the perfect home. I've never had much desire to “decorate”. I guess that's a good thing because I have never had a lot of money for decorating. Or, maybe that's WHY I don't have much desire since I wouldn't want to go into debt for that purpose. I admire beautifully decorated homes, and I even feel… Read the rest

How Would You Solve Too Smart’s Dilemma?

I met several new bloggers by hosting the 130th Festival of Frugality on Tuesday and one of the bloggers I met was not only new to me, but he's new to blogging. Too Smart to Live Like This [post archived at the Internet Archive] wrote yesterday prompted by a post of Paid Twice's post What's Your Life-Changing Money? and realized that his life-changing number was $3600. He reasoned if he could pay off two loans that would enable him free… Read the rest

My Mom’s $6480 Washing Machine

I was talking with my mom on Sunday about her financial situation. We've talked about it before and she's pretty open about things. She was caring for my grandmother 24-7 the past ten years, up until Grandma passed away last September. Grandma had two pensions, one from working for the state for 25 years, and the other for working for the county for 25 years. She had a couple thousand coming in, and the way I always looked at it… Read the rest