In May I reported that we had $769.82 left on the Discover credit card.

In June I reported that we had received a tax refund this year – remember when I told you how Estimated Payments Made in January Count Toward Previous Year?  In that post I mentioned that Mr. A suggested that I [CLICK TO CONTINUE...]

At the end of March thanks to the encouragement and voting choices of my readers, I made a commitment to get rid of the debt on our Discover credit card since they’d jacked up our interest rate, and I thought I’d give you an update on how we’re doing with our goal. The balance [CLICK TO CONTINUE...]

This credit score thing is really starting to get on my nerves.  Back in October I checked my score and it was at 751.

Now it’s at 731. What in the world is happening? Why has my credit rating dropped?  To my knowledge, I have done nothing to make this happen. I haven’t opened [CLICK TO CONTINUE...]

Back on March 30th, I wrote about how I’d called Discover to find out if they could lower my rates.  They said they couldn’t for my current balance, but they would be more than happy to give me a 3.9% promotional rate on any purchases made until October.

A few days later, I received [CLICK TO CONTINUE...]

I’ve been going along merrily paying these dratted credit cards.  Discover was at 12.24% and I was okay with that. I haven’t wanted to do any balance transfers because I didn’t want to mess with my credit score since we were supposed to refinance our mortgage at the end of 2009. That never happened [CLICK TO CONTINUE...]

Have you gotten any notices about the changes?  I have received several.

My GE Money Lowe’s card (which I haven’t used in years) arrived with this information:

Due to new credit card regulatory requirements, we will no longer be permitted to offer “no payment” promotions. As a result, starting on February 1, 2010, any [CLICK TO CONTINUE...]

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Today I heard a story from a friend that made my hair stand on end.

She said the company she was working for was sending out solicitation letters and a form that included a place to write in your credit card information, and then suggesting that people mail (which is probably safest, [CLICK TO CONTINUE...]

Mr. A has dealt mostly with cash in his life, so in February of 2008 I had him apply for a secured credit card so he could begin building his credit.  We put $600 into the bank, and they held onto it while we used the card to buy gasoline and paid it in [CLICK TO CONTINUE...]

For some reason I have been having trouble bringing myself to use our $20K line of credit.  I have just been procrastinating, even though the interest rate is 10.2% as opposed to the highest credit card which is 13.24%.  The other credit cards are below 10% (amazingly).

Mr. A and I have been having [CLICK TO CONTINUE...]