Category Archives: budget

My Dream Business – What’s Yours?

plan of action
Do you dream of being an entrepreneur?   For most of my life I didn't like the idea.  It actually scared me quite a bit, the thought of having to depend solely on myself.  It seemed much safer to work for someone else.  But the truth of the matter is, jobs aren't 100% certain.  You could get fired, or the company could go out of business.  Of course bad things can happen to an entrepreneur too, but there are a few… Read the rest
The House That Grandpa Built

Calculate The Mortgage Payment You Can Afford

budget
When you begin to look for your dream home it can be intoxicating walking through house after house, envisioning the future in each one, but it pays to keep your head out of the clouds when you're contemplating taking on debt for thirty years.  One important thing to realize is that you want enough money to live comfortably and a house payment within your means is vital to this decision making process.  A simple rule of thumb is to remember… Read the rest

Wells Fargo Preferred Checking – My “New” “Free” Checking Account

plan of action
I've enclosed the words new and free with quotation marks because this account is not actually new and while it does not have a monthly fee, it does require that I transfer at least $100 each month into my savings, so it's not really free either.  Well, with regards to actual money it is free, but there is an action tied to it that must occur each month, or I will be changed a fee.  I can move that money… Read the rest
Image of Checkbook

Switching Checking Accounts – I Changed My Mind

plan of action
A couple of weeks ago I told you about how Wells Fargo is eliminating free checking accounts and how I planned to close my account and start with a different one.  I did not receive notice that this was happening until one day when I was doing my banking the teller let me know.  I'm glad she said something, but somewhat frustrated that I'd not received notice by any other source like snail mail or email.  At any rate thankfully… Read the rest