It's a good idea to check insurance rates at least once a year to ensure that you're getting the best deal and making the most of your hard earned dollar.  Do make sure you have your current policy on hand as you make your comparisons so that you are able to compare apples to apples. The youngsters in our midst won't remember how it was back in the olden days before we had the Internet to easily compare insurance rates. … Read the rest

For those of us in the personal finance realm, the answer to that question is pretty simple. Just say no to the title loan. Several times a week I hear this commercial on the radio and it goes something like this: “Helpful” Friend: “Hey Mike, what’s up?” Entrepreneur Guy: “I’m short on cash so I’m working today. I have a side gig, I’m a clown for kid parties.” “Helpful” Friend: “Oh man! Why are you working on the weekend, you… Read the rest

Okay, there weren't actually flames, but there was a ton of smoke!   And you know usually where there's smoke, there's fire.  I started out last Tuesday morning, I was leaving home at 7am instead of my usual time of 5am because I had to go shopping for my employer for an upcoming event.  As I turned the corner about one mile from home I flipped on the air conditioner and whoosh!  Stinking plastic burning white smoke billowed from the air… Read the rest

It's already that time again… six months has passed since we renewed our auto insurance and it's time to do that again. I hope one day to be in a position where I can buy auto insurance for one year at a time. But in the meantime, renewing every six months prompts me to check around for the best insurance rates. This time I checked through Costco and through Go Insurance Rates. Unfortunately, both companies were unable to give me… Read the rest