All posts by Mrs. Accountability

Target 90% Off – The Countdown Begins

frugal, spending money
My FAVORITE shopping day of the year. The day that Target marks its Christmas inventory down to 90%. This means WE pay only 10% of the retail cost. Imagine getting 40 beautiful, high quality Christmas cards for $1.49 – instead of $14.99! Thick rolls of wrapping paper for $0.34 instead of $3.49. Bows and ribbons for $0.49 instead of $4.99. Just thinking about it makes me giddy!! And I'm not typically a shopper!! And here's the best part of all… Read the rest

AJ Gets A Job and Plans a Budget

budget
My baby son has been hired to run a kitchen for a senior citizen center. He did some volunteering there and they liked his work ethic so much that they offered him a part time job. $10 an hour and 24 hours a week, but he's tickled with the position. Oh, and I guess since he's 19, I can't call him my baby boy any longer. But you know, he'll always be my baby. He starts on January 1st. Our… Read the rest

Saver/Value Village Free Coupon Calendar!

saving money
Is there a Savers or Value Village in your area? If yes, head on over to the Savers website and fill out the year end survey. When you complete the survey, they'll ask for your address which you need to complete all fields, and they'll send you a 2009 calendars with coupons valued over $200. Hurry, the survey deadline is January 2, 2009. I bought one of these calendars last year for $2.00, if you shop at Savers a lot… Read the rest

Pear Crumb Cake – A Little Lighter and Perfect for a Holiday Brunch

frugal
Now I know this isn't a cooking blog, but here's how it fits in with personal finance and frugality: I used ingredients I had in the house, instead of wasting time and money driving to a store (the nearest city that might have open stores is 22 miles away!) I made it from scratch, so it was cheaper than buying store made. Some ingredients were given to us free (almonds and the yogurt). No plastic containers to deal with (we… Read the rest