Category Archives: Money

My Love/Hate Relationship with Gift Cards

I love getting gift cards, because then I can buy myself anything I want. On the other hand, I hate gift cards because I tend to want to hold onto them until I really need something from that particular store. It's also sometimes hard to find the time to go shopping there. My mother in law gave me a gift card (over a year ago!) that someone had given her for Ross Dress for Less. The first time I used… Read the rest

I Walked Out of Joann’s Without Spending a Dime – Twice!

I don't get a chance to go to Joann's very often because it's in town and I live out in the boonies.  I do work in town though, and pass by one Joann's on the way to and from work. But I never want to get off the freeway and stop, and besides I might do some impulse shopping. I have plenty of yarn in my stash to keep me busy for oh, the next five years worth of projects,… Read the rest

INGDirect Sub-Accounts Savings

I talked with Mr. A the other morning about using his INGDirect account to hold our budgeted savings. He asked why would I want to use ING rather than our regular savings, and he also wondered since they are only available online, what are their interest rates. He said if they don't have the overhead of a brick and mortar building, they should be able to make up for it in the interest rates. I took a look this afternoon. … Read the rest

Prescription Solutions: Get Your Medical Prescriptions Cheaper

My health insurance provider contracts with Prescription Solutions for its prescription drug benefits.  I am on a prescription medication to control my asthma, and Prescription Solutions allows me to order a three month supply at one time.  I love this service for two reasons: it saves me time, and money. My co-pay is $20, and I only have to pay for two of the refills.   If I refill through a local pharmacy, I have to pay $20 for each refill,… Read the rest