In May I reported that we had $769.82 left on the Discover credit card. In June I reported that we had received a tax refund this year – remember when I told you how Estimated Payments Made in January Count Toward Previous Year?  In that post I mentioned that Mr. A suggested that I apply that $664 additional estimated payment toward one of our credit cards, and the more I thought about it, the more I realized it was a… Read the rest

At the end of March thanks to the encouragement and voting choices of my readers, I made a commitment to get rid of the debt on our Discover credit card since they'd jacked up our interest rate, and I thought I'd give you an update on how we're doing with our goal. The balance starting out was $1902.98. The plan was to make a large payment of $710.00 and then make six additional payments of $209. On March 30th, I… Read the rest

This credit score thing is really starting to get on my nerves.  Back in October I checked my score and it was at 751. Now it's at 731. What in the world is happening? Why has my credit rating dropped?  To my knowledge, I have done nothing to make this happen. I haven't opened any new credit card accounts, I haven't applied for any credit at all. I haven't missed making any payments, and I'm paying more than the minimums.… Read the rest

Back on March 30th, I wrote about how I'd called Discover to find out if they could lower my rates.  They said they couldn't for my current balance, but they would be more than happy to give me a 3.9% promotional rate on any purchases made until October. A few days later, I received a letter from Discover, thanking me for my continued loyalty, and that they were pleased to confirm my new promotional rate. Then a couple days later,… Read the rest