I talked with Mr. A the other morning about using his INGDirect account to hold our budgeted savings. He asked why would I want to use ING rather than our regular savings, and he also wondered since they are only available online, what are their interest rates. He said if they don't have the overhead of a brick and mortar building, they should be able to make up for it in the interest rates. I took a look this afternoon. … Read the rest