// This post comes to you from the NerdWallet.com team of personal finance bloggers, and experts in helping consumers compare rewards credit cards. Hidden Tricks Used in Balance Transfers If I remember well, the purpose of the CARD Act was to prevent the average American from losing his freedom to credit card companies. It did help, mostly. However, before we get carried away celebrating, let’s take a look at some of the strings attached. The average American family has an… Read the rest

// Today I have a guest post from Tim Chen, founder and CEO of NerdWallet.com, a website that helps consumers to compare credit card reward programs.  Tim also educates consumers about credit cards and debt management at the Forbes Moneybuilder Blog, the Huffington Post, and the U.S.News. HELOC – the solution for paying off high interest credit cards? Many of us are facing mounting credit card debt, and we’re desperate for ways to get rid of it and stop paying… Read the rest

I've still been confused by the changes to overdraft protection on my checking account so here is a post from Trisha Wagner to help clear up any confusion. ~Mrs. Accountability There have been many changes taking place in the credit card and banking industries in the past few years as a result of the struggling economy.  Many of these changes have been initiated by the government in an attempt to help consumers avoid going even deeper in debt.   One of… Read the rest

Today I have a guest post from The Digerati Life. The Digerati Life is a personal finance site that offers tips and resources on saving, investing and debt management. Check out the site’s coverage of topics that range from reviews of high interest savings accounts to discussions on balance transfer cards. If you’ve undergone a foreclosure and lost your home, you might feel that this is the end of the world and you can never become a homeowner again. However,… Read the rest