My post Cash System for Groceries Week 1 has been included at the 196th Festival of Frugality over at Green Panda Treehouse. Please pop on over and check out the Festival, it is chock full of great frugal articles today!
Week 2: Monday September 14th to Sunday September 20th
Every Monday we start out the week with $160 for groceries.
By Thursday the 17th, we had completely burned through our grocery budget. Mr. A did a lot of stocking up on sale items; he says we shouldn’t have to buy any meat for the next week’s worth of groceries. Here’s a screenshot of the breakdown within Quicken:
It’s no wonder we ran out of money early.
I think the “Drinks” and “Snack Items” categories could be eliminated altogether. For the record, the “drinks” that go into the “Drinks” category are bottled water, soda, juice and other non-nutritive value items. We are a teetotaling household and do not drink any type of alcoholic beverages whatsoever.
On the 18th, Mr. A and I talked about what course we would take in this case of running out of money. We came to three options:
- That’s too bad, we’re out of money.
- Borrow money from next week’s grocery budget.
- Count out change to buy extra items.
Mr. A said he didn’t like #1 or #3. He didn’t like #1 because there were some things on sale that he really wanted to get, namely grapes and onions. He didn’t like #3 because he said then we’d be spending more than the budgeted amount. So we decided to try #2. I personally don’t like the rob Peter to pay Paul method, and would have gone with #1, but I understand that having a budget is a learning process, and isn’t meant to be carved in stone.
On the 19th, we spent another $19.70.
This leaves $140.30 for the week of September 21 to September 27th.