6 Issues You Can Avoid if You Have Yoga Instructor Insurance

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Unfortunately, even the best intentions can end up backfiring if you are not careful. This is one reason most instructors who deal with the physical fitness of their students need to have a clause that protects them in the event of a lawsuit for alleged misconduct. While it might seem a little far fetched to think that it might happen to you, you would be surprised at how common some of the lawsuits can be. For the most part, it… Read the rest

How Taxes Change After Divorce: Q & A

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Divorce is never fun; add that to the mess of taxes and you get one big headache. If you’re trying to navigate the complex tax code and learn how it affects your recent divorce, we can help. You’re under enough stress as it is, so take advantage of these helpful pointers and lighten your load. Figuring out your finances needn’t be impossible; walk through these question and answers designed to give you a better picture on your tax situation. How… Read the rest
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7 Habits to Keep You Financially Secure

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Keeping your finances on track and setting yourself up for a safe retirement requires proper financial habits. If you’re looking for ways to pad your wallet, cover the rising costs of life’s necessities, and help reach your financial goals, incorporate the following 7 tips into your daily life. 1. Create a Budget and Stick to It It’s important to live within your means—but how do you define “your means”? By setting a budget based on your expenses. Determine your after-tax… Read the rest

4 Straightforward Reasons You Should Think Deeply Before Filing for Bankruptcy

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When people fall into serious financial problems, their minds don't waste time before running through the  different scenarios of bankruptcy. Many people dread filing bankruptcy because it looks like an admission of failure on your inability to manage your finances efficiently. However, filing bankruptcy is not inherently bad; in fact, bankruptcy might make sense in some instances. For example, people could end in a bad spot financially even they've not made irresponsible financial choices. A lawsuit, divorce, or sudden unemployment… Read the rest