I ended up having to call the credit union myself for clarification of the “four digit ID” for the account.  The woman did not know what I was talking about. First she told me it was the PIN number… when I told her it was not, she said it was the last four of the social security number… again, I told her that was incorrect as the four digit ID is asked for after these two items have been entered in.  The specific reason I called was because I wanted to know if the savings and checking suffixes (four digit ID) on the accounts are universal, as I also bank with this credit union.  I wanted to know if I could assume my boss’s four digit ID would be the same as mine. She finally was able to confirm that this was correct.

My boss gave me all the information I would need, and I set about figuring it out.

Before you start, make sure you have on hand:

• Your “member number” which is your account number.
• Your PIN number, usually four digits.
• The last four digits of your Social Security Number (SSN).
• The four digit ID for the account you are using to make the loan payment; this is basically the suffix on your account with the primary savings account being 0001, and your primary checking account being 0009.
• Your loan account’s four digit ID, usually 0090 for your primary loan.

INSTRUCTIONS FOR MAKING A LOAN PAYMENT TO FIRST CREDIT UNION USING THE TELEPHONE TELLER

1. Dial (480) 345-2107
2. Wait until the automaton says “Okay, let’s continue” in English.  If you get antsy and press 2 before she says “Okay, let’s continue” you will now be listening to the Spanish speaking automaton
3. Press 2 (Funds Transfer Activities)
4. Enter your member number xxxxxxxx (don’t pause, if you do you will be told your account number cannot be found as entered)
5. Enter PIN number xxxx
6. Press 1 (Funds Transfer Menu – Transfer Funds)
7. Last 4 digits of SSN
8. Press 1 (“Transfer Funds to occur immediately”)
9. Press 1 (“Savings”)
10. Press 1 yes
11. Enter four digit ID to transfer from: xxxx (primary savings is usually 0001)
12. Press 2 for Loan account
13. To pay loan xxxx (loans are usually 0090)
14. Enter amount 300asterisk00
15. Press 1 if correct

The woman I talked to on the phone told me they were in the process of putting together wallet cards for accessing the telephone teller. I guess when they were planning the big upgrade to their system they did not realize this would be an issue.

There is usually a learning curve to most upgrades of this magnitude and it seemed rather flawless in my experience since I mostly access this bank through their website.

Have you ever experienced major upheaval when your bank or credit union upgraded or has it been rather flawless?

Phone Banking with First Credit Union – How to Transfer Funds to Make a Loan Payment is a post from: http://www.outofdebtagain.com. If you are reading it from any other website address than one beginning with http://www.outofdebtagain.com, the content has been stolen.

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