Twenty New Outfits Under Twenty Dollars!

New Wardrobe - One Dollar Items

A local thrift store in a town about 25 miles from me had a special going on in the month of May on Wednesdays.  Every piece of clothing in the store was on sale for ONE DOLLAR.  This store does not typically have a very good selection. In fact, sadly, the clothing is reminiscent [CLICK TO CONTINUE...]

Benefits of Regaining Health – I Don’t Have To Take Any Prescription Medication!

I was diagnosed with asthma after a serious bout with pneumonia in 2002.  I was working for the same company I work for now, in the same position. My job is basically to sit at my desk and work at my computer, and I was so sick with pneumonia that I didn’t have the [CLICK TO CONTINUE...]

I Had To Take a Little Break But I’m Back

I had to take a little time off blogging.  Due to our financial situation we had to make a very difficult decision and it messed me up a little bit. I’ve been sad and tired, but I’m sure we did the right thing.

I’d taken my Pathfinder in to have the air conditioning fixed.   [CLICK TO CONTINUE...]

What is the Difference Between an Emergency Fund and a Sinking Fund?

Sinking Funds

Last week I wrote about our sinking funds and how we manage bills that come due throughout the year. One of my readers Jenna commented saying, “Sounds a lot like an emergency fund. What is the difference?”

It is true that our sinking funds could be used as an emergency fund. The problem comes [CLICK TO CONTINUE...]