All posts by Mrs. Accountability

Tips for Getting Out of Debt

One of the nicest gifts you can give yourself is a clean slate. It is the kind of thing we all want, but few attempt, and still fewer accomplish. I have managed to get out of debt twice now, and it took me years both times. The question with which we have to wrestle is why it is so difficult to accomplish our goals. The answer is likely going to come as no surprise and will be unsatisfactory. Few people… Read the rest

How Taxes Change After Divorce: Q & A

Divorce is never fun; add that to the mess of taxes and you get one big headache. If you’re trying to navigate the complex tax code and learn how it affects your recent divorce, we can help. You’re under enough stress as it is, so take advantage of these helpful pointers and lighten your load. Figuring out your finances needn’t be impossible; walk through these question and answers designed to give you a better picture on your tax situation. How… Read the rest
Cutting Credit Card

7 Habits to Keep You Financially Secure

Keeping your finances on track and setting yourself up for a safe retirement requires proper financial habits. If you’re looking for ways to pad your wallet, cover the rising costs of life’s necessities, and help reach your financial goals, incorporate the following 7 tips into your daily life. 1. Create a Budget and Stick to It It’s important to live within your means—but how do you define “your means”? By setting a budget based on your expenses. Determine your after-tax… Read the rest

4 Straightforward Reasons You Should Think Deeply Before Filing for Bankruptcy

When people fall into serious financial problems, their minds don’t waste time before running through the  different scenarios of bankruptcy. Many people dread filing bankruptcy because it looks like an admission of failure on your inability to manage your finances efficiently. However, filing bankruptcy is not inherently bad; in fact, bankruptcy might make sense in some instances. For example, people could end in a bad spot financially even they’ve not made irresponsible financial choices. A lawsuit, divorce, or sudden unemployment… Read the rest