Monthly Archives: December 2013

I Never Wanted to Be an Entrepreneur But I’ve Changed My Mind

Ten years ago I thought I’d always work a regular job. In fact, I had definite thoughts about entrepreneurship – I was certain it wasn’t for me.  I liked the safety net of working for someone else.  I didn’t like the idea of being solely dependent on myself to make the money.  I felt working a “regular” job would be infinitely more reliable. But in the last couples of years I’ve changed my mind.  I’ve got a taste of what… Read the rest

Easy Ways to Raise Cash for Faster Debt Reduction

The following is a guest post. Improving cash flow to slash debt has common benefits but unique challenges. The more money applied to principal balances now will save large sums of interest expense later.  However, increasing income in the short term may be more difficult for some than others. Thankfully, there are common expenses that can be slashed for most homeowners. The monthly savings provides money to accelerate paying off your debt or other financial goals. Here are a few… Read the rest
Kevin Watts Graduating from Debt

Should Students Get a Credit Card for University?

Today I have a guest post from Kevin Watts who writes at Graduating from Debt. Kevin graduated from college with $12,000 in student loans and has a strong desire to get rid of his debt.  Let’s see what he to say about students getting a credit card for college. So, you are starting a new chapter in your life, one with more independence, and more financial independence. Having a credit card is a positive step towards financial independence; it is… Read the rest
Pile of Credit Cards

Your Credit Score Can Affect More Than Just Your Credit

If you’ve ever tried to get a credit card, a car loan, or a mortgage, you know the importance of having a healthy FICO score. The score is determined by assessing your bill-paying history, the types of accounts you already hold, if you have any accounts in collections, the age of any current accounts, your outstanding debt, and the number of credit accounts you currently have. This score impacts the amount of credit a lender is willing to extend to… Read the rest