Monthly Archives: July 2013

Nifty Credit Card Transfer Trick

As you know, I am not a fan of credit card debt.  But recently I found myself advising a friend to apply for a low interest credit card.  He’d had to make some equipment purchases over the first few months of being hired at his new job.  He really had no other choice but to put it on his only credit card, which unfortunately happened to accrue 19.5% interest. This amounted to over a hundred dollars of interest every month. … Read the rest

Understanding Reverse Mortgages

As people approach retirement, they tend to start considering their options regarding how they can boost their income after their working life ends. One of the routes available to homeowners in the USA is a reverse mortgage – but what exactly are reverse mortgages, and who are they best suited to? This article will explain everything you need to know about these financial products and help you make a decision about whether it’s the right option for you. In a… Read the rest

Try These Negotiation Tricks to Lower Your Costs

Save money by negotiating!  I don’t think people understand just how negotiable many costs are.  From getting a pesky credit card fee removed to paying with cash or a check at your dentist, negotiation is a happy part of daily life.  Here are some tricks and advice on how to negotiate a price or dispute. DISCLAIMER: Do not try to negotiate on fixed costs or costs that are already reasonable – these are tips to be used in fair negotiations!… Read the rest
Managing Your Money Nut

Free on Kindle Managing Your Money Nut Review

One of my favorite bloggers, Crystal from Budgeting in the Fun Stuff has written a second book.  This one will help you with budgeting basics, pruning expenses and tracking your financial health.  Crystal has always had a great knack at making money issues approachable, even fun.  In Managing Your Money Nut, she starts out with a quiz to help you figure out where you stand fiscally.  Did you get an A or are you Fiscally Fudged?  After the quiz, Crystal… Read the rest