This credit score thing is really starting to get on my nerves.  Back in October I checked my score and it was at 751. Now it's at 731. What in the world is happening? Why has my credit rating dropped?  To my knowledge, I have done nothing to make this happen. I haven't opened any new credit card accounts, I haven't applied for any credit at all. I haven't missed making any payments, and I'm paying more than the minimums.… Read the rest