I've been paying Mr. A's bills by check because it just seems more professional. However, this month I delayed on sending out the payment to his business credit card (which I've been paying in full each month). It's due by the 19th, and I started feeling a little nervous that it wouldn't arrive in time. So I went online to see about making an online payment, and of course it was so simple and easy to do. And such a relief to know IT'S PAID and I don't have to worry and wonder if the check will arrive on time.
I am not sure why I feel it's more business-like to pay with checks. I do like the paper trail of checks.
For our personal bills, I use a variety of methods to pay our bills:
- I pay a couple online using free Billpay through Wells Fargo
- Several are paid by automatic withdrawal
- Still others I go directly to the site to schedule a payment
I guess I would have to say the least stressful way of paying is going to the site and making the payment, because it usually happens right away, I get a confirmation number and I can stop thinking about it.
What is your favorite method for paying bills?
Yours Truly,
I use ING to pay my bills because it is much easier for me. (if you don’t have a referral I can send you one and they give you a $25 bonus for opening a new account).
I do not allow any biller to pull from my checking account because you never know when they might bill you twice. Instead I use ING to push the payment every time it is due.
One thing you might want to consider is paying half the bill twice a month…that way you will be sending more than the minimum due and don’t have to worry about late payments.
Also, if the biller accepts electronic payments then ING sends an electronic payment..if not they mail a check. I know I sound like a crazy ING fan…but I really do love them because they have made my banking sooooooooooo easy.
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Mrs. Accountability Reply:
October 15th, 2009 at 4:27 pm
Hi Lulu, we do have an ING Direct account. I have actually been thinking about using it to store the money we put back for upcoming bills so that it is less accessible. I can see how paying twice a month would be a good solution to never missing a payment, but I guess I really like getting them paid once a month and then not having to worry about them again for another month. You know, I probably don’t have many of the bills taken directly from our accounts because I did experience the company taking two payments. Thank you very much for your input!
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I like paying bills directly on the company’s website. It’s the easiest for me!
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I use my bank’s online bill pay feature to pay everything except my car and insurance payments which are automatically deducted.
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