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It Looks Like We Might Be Refinancing Our Home

And… rolling in the credit card debt.  I know it’s usually the last thing that anyone ever advises, but having given it a lot of thought over the past year I believe we can make it work for us as an effective debt reduction strategy.

I’m a little blown away by what our credit [CLICK TO CONTINUE...]

Garden Gleanings in August

Amazingly I managed to harvest some eggplant from the garden yesterday morning. I was surprised to see how many eggplant had grown over the last week or so. I guess since the temperatures are not so horribly high, although we were scheduled for a heatwave high of 114°F yesterday.  In the photo you’ll see [CLICK TO CONTINUE...]

My Long Lost Kill-A-Watt Finally Found!

On September 5th last year we signed up for our current broadband Internet connection.  Previously we were paying $69.99 per month and $55 for our land line.  This new service offered VoIP (Voice over Internet Protocol) and a much faster connection for $59.99 a month (see the previous post for speed tests), so we [CLICK TO CONTINUE...]

I Can Finally Roll Down My Window

Surprise from my hubby… back when he fixed the air conditioning on my vehicle… he bought another part that I’ve been doing without for more than a year.  His reasoning was we would have paid $110 for the blower assembly new, and since we saved $80, and since he was already at the junk [CLICK TO CONTINUE...]

Decluttering is Hard to Do

I happened upon this site today as I was blog hopping: The Life Change Experiment.  I only read through some of the posts, but the gist of the blog is that the couple has decided to give away everything they own. You might be able to get something for yourself, if you hurry. The [CLICK TO CONTINUE...]

Free Excel Gasoline Calculator - How Much Gas Do You Use?

Looking for a way to calculate your gasoline usage?  Look no further, download my free Excel spreadsheet calculator.  If you don’t have Microsoft Excel this calculator also works with OpenOffice which is a free office suite similar to Microsoft Office.

My daily commute to work is 100 miles round trip, and I always set [CLICK TO CONTINUE...]

Student Loan Forgiveness Program

One of my coworkers forwarded an email to me last week and I thought it might be of interest to those of you out there with student loans. You may qualify, or maybe you know of someone else who could benefit.

The following is from the email that was forwarded to me:

The College [CLICK TO CONTINUE...]

Oh Shoot! Overdrafted Our Checking!

This is why I’m so danged paranoid about taking our checking account down to under $200.  Last weekend, our checking account showed that we had over $3000.  I paid some bills, made some credit card payments and took it down to $295.28.

I wasn’t sure if a payment was due for Mr. A’s COBRA; [CLICK TO CONTINUE...]

August 2009 Garden Update

Most of my garden is dead due to the heat this month. The average for August was 94°F. The highest temperature was 115.6°F and the low was 65.3°F. This desolate barren bed used to be the squash bed.

I couldn’t use this bed throughout the summer.  I had a brainstorm last spring about [CLICK TO CONTINUE...]

What’s the Deal with Coach Bags?

I first heard about the expensive Coach bags over at a blog that has since been taken down – Jim over at My Debt Blog last year mentioned his wife wanted another Coach bag for Christmas.

Then at church a couple of weeks ago, one of the young ladies there was talking about her [CLICK TO CONTINUE...]