Every once in a while I started getting these really strong urges to spend money; especially when we’ve made a renewed commitment to our budget. The weird thing is, I’m really not that much of a spender. It’s the deprivation mode setting in.
Here’s some things I did to deal with those urges.
- Dug out my gift cards to see how much is left on each one. I have one for $25 from Walgreens (prescription transfer), and my Ross Dress For Less from my MIL is still almost at $100. My MIL sent some money but she asked me to buy myself a Magic Bullet. That’s what she would have bought me she says, if she could have gotten to Costco.
- Reminded myself of my $25 Gift Certificate from Amazon.
- Billed two of my clients (website work).
- Tell myself to make a point to list some things on eBay!
What do you do when you start feeling the urge to spend money?
Yours Truly,
Mrs. Accountability
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Mostly, I look at the debt total and think of how much more satisfying it would be to put the money into credit card payments. Rather than something like a shirt that could go out of style next year.
If that doesn’t work, I just stay at home and try to skip through commercials so I will be less tempted.