I got this letter from Washington Mutual telling me they've canceled my credit card account because they noticed I haven't used it in awhile. In addition to not using my account recently, they also noted these two things: Proportion of balances to credit limits on bank/national revolving or other revolving accounts is too high Amount owed on revolving accounts is too high I was away from home when I read the letter, so I immediately panicked and began sinking into… Read the rest