2008 January | Out of Debt Again

My Money Story - The Teen Years

By Mrs. Accountability on January 16th, 2008

When I was sixteen, I was sent to live with another family. Within 6 months they found a job for me and I was expected to give my entire paycheck. I wanted to help, so I did it with little resentment. One day I tried to keep back five dollars and was promptly punished [CLICK TO CONTINUE...]

How People Manage Credit

By Mrs. Accountability on January 16th, 2008

Paid Twice discusses the reasons why she keeps her credit cards on her.

I do carry one credit card, but I never use it. I have a slew of credit cards in a drawer. Back in September, I ordered my credit scores. It was great to see all my open accounts in a list. [CLICK TO CONTINUE...]

My Money Story - Childhood

By Mrs. Accountability on January 15th, 2008

I used to be more frugal than I am now. I sometimes wish I could be as frugal as my grandma was or at least as frugal as we used to be when we were living at poverty level. During those years, I remember reading books for tips on frugality, only to find I [CLICK TO CONTINUE...]

Having Less Spare Time Will Cost You More Money

By Mrs. Accountability on January 14th, 2008

I remember back in the days when I was a stay at home mother with little money but a lot of time on my hands. I found it relatively easy to keep my budget within the limits, and I had lots of time to figure out how much money we had at any point [CLICK TO CONTINUE...]

Tracking Electricity Usage

By Mrs. Accountability on January 13th, 2008

It’s time to tackle our electricity bill. Our monthly electricity bill is rather high – $334 per month year round. It’s to be expected during the summer months, when the temperatures are searingly hot and air conditioning makes life bearable – as long as you stay indoors. However, we have never used our heater, [CLICK TO CONTINUE...]