Paid Twice had a great post last week on Maximizing MyPoints Rewards, which renewed my interest in the rewards system. Thanks, Paid Twice!! I became a member of MyPoints on August 15, 1999. Yes, seven years ago. I had time for it back then, and was even on s-l-o-w dial up. During the first [CLICK TO CONTINUE...]
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What do you say? “Hey, buddy, we’re on a BUDGET now, don’t ya know? Get with the program, will ya?” No, you say, “Thank you honey, what a sweet thing to do.” And then you wait for a few days to check the online banking to see how much they cost… UPDATE: [CLICK TO CONTINUE...] Here’s how the credit card report looks. Basically we now have paid 21% of Credit Card #1 and 15% of Credit Card #2. It’s a little confusing as my sister’s phone bills come to my credit card, and this past month our son purchased a Total Gym and I used the credit card. He [CLICK TO CONTINUE...] In November 2006 we made an important and necessary decision that would allow us to move on with our lives. Our income dropped but the bills were still there. We had to use credit cards to cover bills and groceries for several months. And now we stand here, thousands of dollars in debt and [CLICK TO CONTINUE...] I was a stay at home mom, living on welfare and food stamps for the next five years. I was very frugal during that time. Once again I went without a car for three years because mine broke down and I couldn’t afford to fix it without credit cards. I had accrued most of [CLICK TO CONTINUE...] Sometimes I don’t think we’re doing as good as we could, and start to feel down about our progress. Here are some things I concentrate on that keep me focused on the positive. Mr. Accountability has started to watch Dave Ramsey on television each evening. I haven’t read his book, but PFers speak about [CLICK TO CONTINUE...] More research on transferring the two cards to one. I received an offer in the mail and it looks like a good deal. Some of the relevant fine print: No annual fee 0% APR on balance transfers for 12 months 9.99% fixed APR on balance transfers after 12 months Transfer fee 3% of amount [CLICK TO CONTINUE...] All right, time for true confessions… here’s what December looked like. Actually I had it figured out last weekend, but didn’t have a chance to convert my Quicken Report into Excel and analyze it, make the pretty screenshot and all that. Luckily we received some gift money in December. Mr. Accountability’s mother promised that [CLICK TO CONTINUE...] I managed to extricate myself from the “foster family” at the age of 21. Basically I went to work one morning, the day before Thanksgiving, and never returned. After living with my boss and his wife for a couple of months, I moved into a trailer park that was the least expensive I could [CLICK TO CONTINUE...] Frugal Babe posted yesterday about buying clothing. She mentioned Well Heeled, who is on a mission to not buy clothing for six months. Luckily for me, that’s never been much of a problem. I actually dislike clothes shopping. In 2000, when I started working in an office setting for the first time in seven [CLICK TO CONTINUE...] |
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