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Mr. Debtbeater recently blogged about an “exciting month” wherein his debt reduction plan didn’t go quite as he’d planned. I find myself in the same boat sometimes, so I was thinking this morning how I might go about encouraging more participation. Here are some thoughts I came up with: Ask my other half to post. It seems like the PF blogs I read (and I don’t read all that … click here to continue reading Brainstorming: Getting the Family on Board the S.S. Budget Here’s a very unusual solution to saving money at Christmas. Our family has decided to exchange gifts on New Year’s Day. This way… we can shop the stores that clearance their special Christmas items. Namely Target, my favorite store to shop after Christmas. Usually the day after Christmas everything is marked down to 50%. Then within a few days, it goes down to 75% and finally everything left goes down to … click here to continue reading Saving Money At Christmas Credit Card #1 11-14-07 $10,107 balance11-23-07 -$679.00 Payment11-30-07 +$118.00 Interest12-1-07 -512.00 PaymentNew Balance: $8034.0020.5% of this credit card has been paid. Credit Card #211-14-07 $3792.0011-30-07 +237.00 Bills AutoPay11-30-07 +30.00 Estimated Interest12-15-07 -450.00 PaymentNew Balance: $3609.005% of this credit card has been paid.
Remember we tightened our belts the third week into November, so this month’s will be another “here’s what our mostly non-budget spending looks like”. We purchased six months worth of hay in November at $12/bale. The price per bale is estimated to rise up to $15/bale by the end of the year. We are also putting away a month’s worth of hay money each month so when it comes time … click here to continue reading Monthly Report November 2007 |
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