Mr. Debtbeater recently blogged about an “exciting month” wherein his debt reduction plan didn’t go quite as he’d planned. I find myself in the same boat sometimes, so I was thinking this morning how I might go about encouraging more participation. Here are some thoughts I came up with:
Ask my other half to [CLICK TO CONTINUE...]
Here’s a very unusual solution to saving money at Christmas.
Our family has decided to exchange gifts on New Year’s Day. This way… we can shop the stores that clearance their special Christmas items. Namely Target, my favorite store to shop after Christmas. Usually the day after Christmas everything is marked down to 50%. [CLICK TO CONTINUE...]
Credit Card #1 11-14-07 $10,107 balance 11-23-07 -$679.00 Payment 11-30-07 +$118.00 Interest 12-1-07 -512.00 Payment New Balance: $8034.00 20.5% of this credit card has been paid.
Credit Card #2 11-14-07 $3792.00 11-30-07 +237.00 Bills AutoPay 11-30-07 +30.00 Estimated Interest 12-15-07 -450.00 Payment New Balance: $3609.00 5% of this credit card has been paid.
OUT [CLICK TO CONTINUE...]
Remember we tightened our belts the third week into November, so this month’s will be another “here’s what our mostly non-budget spending looks like”. We purchased six months worth of hay in November at $12/bale. The price per bale is estimated to rise up to $15/bale by the end of the year. We are [CLICK TO CONTINUE...]