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	<title>Comments on: The Plan: Step 1</title>
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	<link>http://www.outofdebtagain.com/2007/11/plan-step-1/</link>
	<description>...we did it before, we can do it again</description>
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		<title>By: undercover vixen</title>
		<link>http://www.outofdebtagain.com/2007/11/plan-step-1/comment-page-1/#comment-609</link>
		<dc:creator>undercover vixen</dc:creator>
		<pubDate>Thu, 01 Jan 2009 07:10:00 +0000</pubDate>
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		<description>but HOW did u add the bars? i have asked so many PF bloggers but no one seems to want to share **wails**</description>
		<content:encoded><![CDATA[<p>but HOW did u add the bars? i have asked so many PF bloggers but no one seems to want to share **wails**</p>
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		<title>By: Mrs. Accountability</title>
		<link>http://www.outofdebtagain.com/2007/11/plan-step-1/comment-page-1/#comment-8</link>
		<dc:creator>Mrs. Accountability</dc:creator>
		<pubDate>Tue, 20 Nov 2007 14:20:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.outofdebtagain.com/2007/11/the-plan-step-1/#comment-8</guid>
		<description>Thanks for sharing, Mr. DB.  I was just telling Mr. A last night instead of fretting that it&#039;s *only* $400 extra, we should be grateful we have the extra money in the first place.  &lt;br/&gt;&lt;br/&gt;You have a very positive attitude about your situation and I&#039;m sure that will go a long way in helping you to succeed!</description>
		<content:encoded><![CDATA[<p>Thanks for sharing, Mr. DB.  I was just telling Mr. A last night instead of fretting that it&#8217;s *only* $400 extra, we should be grateful we have the extra money in the first place.  </p>
<p>You have a very positive attitude about your situation and I&#8217;m sure that will go a long way in helping you to succeed!</p>
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		<title>By: Mr. DebtBeater</title>
		<link>http://www.outofdebtagain.com/2007/11/plan-step-1/comment-page-1/#comment-7</link>
		<dc:creator>Mr. DebtBeater</dc:creator>
		<pubDate>Tue, 20 Nov 2007 13:26:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.outofdebtagain.com/2007/11/the-plan-step-1/#comment-7</guid>
		<description>$400/mo may sound bad, but you can still make forward progress doing that.  I can totally relate to the situation.  Originally doing my last refinance (into a crummy 2nd-hand mortgage, btw) all the numbers seemed to add up just right to where I&#039;d stop going in the hole $500 each month, and then have a couple hundred extra each month to pay debt.&lt;br/&gt;&lt;br/&gt;Turns out I&#039;m barely breaking even each month now.  I&#039;m hoping the next round of tax return/bonus/payraise really helps us jumpstart our progress come this spring, because as it stands now we&#039;re going just about nowhere.&lt;br/&gt;&lt;br/&gt;Also, I&#039;ve got like 6 credit card accounts open right now.  I&#039;ve been thinking about closing a few of them out and going for a nice 0% one somewhere too.  I think I&#039;ll just try to get through the holidays first.  All the family visiting makes it really hard to get online a few minutes let alone sit down and spread out all our finances on a table.&lt;br/&gt;&lt;br/&gt;Nice to see you getting current!  :D  I&#039;m trying to do that right now before the next wave of relatives show up.  ;)</description>
		<content:encoded><![CDATA[<p>$400/mo may sound bad, but you can still make forward progress doing that.  I can totally relate to the situation.  Originally doing my last refinance (into a crummy 2nd-hand mortgage, btw) all the numbers seemed to add up just right to where I&#8217;d stop going in the hole $500 each month, and then have a couple hundred extra each month to pay debt.</p>
<p>Turns out I&#8217;m barely breaking even each month now.  I&#8217;m hoping the next round of tax return/bonus/payraise really helps us jumpstart our progress come this spring, because as it stands now we&#8217;re going just about nowhere.</p>
<p>Also, I&#8217;ve got like 6 credit card accounts open right now.  I&#8217;ve been thinking about closing a few of them out and going for a nice 0% one somewhere too.  I think I&#8217;ll just try to get through the holidays first.  All the family visiting makes it really hard to get online a few minutes let alone sit down and spread out all our finances on a table.</p>
<p>Nice to see you getting current!  <img src='http://www.outofdebtagain.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' />   I&#8217;m trying to do that right now before the next wave of relatives show up.  <img src='http://www.outofdebtagain.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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