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I haven’t read this book, so this is totally hearsay, but I read on another list I’m on that in this book – The Omnivores Dilemma – the author states that the average American spends 5% of his or her income on food. I have been mulling that over in my mind for the [CLICK TO CONTINUE...] I found the link to the Time Value Calculator from an older post over at Mommy Millionaire Next Door’s – a calculator that helps you figure out how much you actually make per hour. I was thinking about this just last week because I’m becoming very disgruntled with my job, and am looking for [CLICK TO CONTINUE...] That’s how I rationalize a lot of purchases, “I work hard for the money I earn and it’s just a few dollars here and there!” When you really start taking a closer look at your finances, it becomes astonishing (and a bit frightening) to realize just how quickly it all adds up. Yesterday I [CLICK TO CONTINUE...] My next step is to analyze exactly where the money is going. Let’s take a look at the month of October and see if we can figure out why on paper we should have extra money leftover, but we keep going farther into debt! As you can see, we overspent by $724.42 during the [CLICK TO CONTINUE...] Okay, here’s our budget. I know we could cut down dramatically, but if this is going to work we have to take it slow and easy. So this is what it looks like on paper. MONTHLY INCOME $5272 EXPENSES $5040 $1,350.00 Groceries, Sundries, Pet Food 4 weeks $60.00 Money Order for Bill $700.00 Gasoline [CLICK TO CONTINUE...] Cheap Chic Weddings: Cheap Weddings that Look Like a Million Bucks – Buy It Now List Price: $6.97 Read Reviews Okay, here’s the final tally on our wedding which I had hoped to keep under $2000. We invited 160 people, and 96 actually showed up. We had a lot of children [CLICK TO CONTINUE...] I want one of these: Pioneer Woman’s Calendar. I don’t want much and I don’t want anything too expensive. But since we’re supposed to be getting on a budget and tightening our belts, I realize items like this beautiful calendar are definitely a want vs. a need. After all, I’ve already purchased a calendar [CLICK TO CONTINUE...] Red hot topic over at Millionaire Mommy Next Door’s. (Millionaire Mommy’s blog was hacked and the post is no longer available, but here is a comparable one in which she examines renting vs. owning at her new site). My take on this discussion. I have rented and I have owned homes. I have been [CLICK TO CONTINUE...] Yesterday and today I spent about ten hours figuring out our finances. I use Quicken and hadn’t entered data since mid-September. I input data from every receipt I could find and using online access, downloaded statements and reconciled all our accounts. We recently purchased six months worth of automobile insurance and also six months [CLICK TO CONTINUE...] |
     
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